Auto Insurance in USA - Rates by State
Where you live plays a major role in how much you pay for Auto Insurance. That’s because your location is used as a springboard for calculating rates.
Most insurance companies consider the number and cost of accident claims in your area and set a base rate accordingly. Then, the rate is adjusted up or down depending on other factors, such as your age, driving record and the type of car you drive.
Overall, state laws differ in how much insurance you must buy to drive legally. In some states, you need more coverage than others to meet the minimum requirement mandated by state law.
See how state Auto Insurance rates compare for various coverage levels and find out how your Auto Insurance quotes and rates are affected by age, accidents, non-moving violations and credit scores in California, Texas, Michigan and every other state. Learn which coverage limits to get Auto Insurance quotes for and find expert tips on how to save money on your policy.
How can I get a Auto Insurance quote?
Getting a Auto Insurance quote from Sun Car Quotes is easy: You can get the quote at any time of the day or night, on the device you prefer and the schedule that works for you. There’s no reason to call a few insurance companies during work hours and answer the same list of questions. Instead, get several Auto Insurance quotes at once in the privacy of your home and comparison shop. Aim for at least 3 quotes so you know your ballpark premium amount.
Auto Insurance quotes are estimates. It isn’t until you provide the specific information needed for your policy that you receive the exact premium amount. If the insurance company requests additional information, that information will provide a more accurate quote. Look for insurance companies that calculate your coverage needs automatically for greatest accuracy.